UAB Travel Union - September 2020
Last updated on 10/20/2022
This privacy policy is made available to you by Travel Union UAB, at Saulėtekio alėja 17, Vilnius, Lithuania or on our website, hereinafter referred to as "TU" or "we". We comply with data protection legislation, such as the EU General Data Protection Regulation and local data protection and privacy rules, which govern the processing of personal data relating to you and give you various rights in relation to your personal data. In addition, we consistently follow industry best practices in data protection/privacy and guidelines from competent authorities. The purpose of this privacy policy is to inform you about how we will use your personal data that you provide to us through our mobile application (myTU App) in connection with the financial services offered by TU, as well as personal data submitted and/or collected through our other channels, use and transfer of personal data to third parties. We also inform you about your rights, according to the applicable data protection laws, related to the processing of your personal data. Before submitting personal data to us, we recommend that you read this privacy policy, which is also part of our terms of service.
If you have any questions about TU's privacy policy or would like additional information on how to exercise the rights set forth herein, you may contact TU's Data Protection Officer by email at dpo@mytu.co. Additional contact information is available on the TU WEB platform and mobile app.
We are committed to storing and processing your personal data in accordance with our legal obligations. TU strives to ensure appropriate technical and organizational measures to protect User data and provide transparent data protection rules. This privacy policy details the purposes for which we process your personal data, who we share it with, what rights you have with that data and anything else we think is important for you to know.
In this Privacy Policy, "Personal Data" means any information that you provide when you interact with us, such as through the TU mobile application, the Website, the website platform (for legal entities) or by calling us or contacting us through other customer service channels, or data collected about you through your myTU mobile app or website, and allow you to be personally identified directly (e.g. your name) or indirectly because the data refers to an identifier such as an identification number, location data, online identifier (e.g. phone number) that can be used identifying you as an individual. We may also collect personal data about you in other ways related to your TU account.
According to EU General Data Protection Regulation no. 2016/679 (GDPR), TU is the controller of your personal data. The data controller is the person who determines for what purposes and in what manner any personal data will be processed. Data controllers must establish GDPR-compliant practices and policies.
The personal data processing procedure carried out by TU can be described not only in this Privacy Policy, but also in the General Terms and Conditions of the Platform, Privacy Statements in the mobile application, Internal Data Processing Rules and the "Cookies" section of the Privacy Policy.
TU processes several categories of customer personal data. The personal data we collect can be divided into the following categories:
Sometimes we need to ask you for information to verify the source of your funds or to perform due diligence in accordance with our legal requirements (DD Information). This will depend on the situation and we will make it clear to you what information we require from you. For example, a copy of the shareholder agreement, copies of bank statements, etc.
We will collect any other personal data that you voluntarily provide to us if you interact with us, for example by correspondence (by telephone, email, post or social media) or by participating in competitions, promotions or surveys (Voluntary Information).
We collect technical information such as your IP address, browser type and version, browser activity, time zone setting and location, operating system and platform, and other technologies on the devices you use to access and use TU (Technical Information). This is done using cookies. You can find more information about how we use cookies in our cookie policy.
We inform you that if the client does not provide personal data, when the processing of such data is necessary for the conclusion and fulfillment of the contract or is required by law, TU cannot provide services.
We will use your personal data for the following purposes:
Please note that if you choose to use your device's biometric identification (ie fingerprint, facial recognition, etc.) to log into your account instead of a password, we will receive confirmation from your device vendor as to whether the biometric information matches or not, but we will never be able to review or have a copy of your biometric information. We will use this verification to log into your account if there is a match.
We do not process special categories of data relating to your health, ethnicity or religious or political beliefs, unless required by law or in certain circumstances where, for example, you disclose such data when using the Services (e.g. payment details).
If you provide us with personal data about other people (such as your spouse or family) or ask us to share their personal data with third parties, you confirm that you have brought this Privacy Policy to their attention in advance.
We may also use your personal data to send you information about our products and services or products or services of third parties, if you have consented to this. You may opt-out and if you do not wish to receive this information please update your preferences through the Services or contact us in one of the ways described in Section 7.
Every time you interact with us (for example, by registering on a mobile app, by phone, in-app support chat or through a third-party provider, by posting a comment on our blog on social media, by signing up for our newsletter), we may collect and process the personal data that you provide to us. We need most of the information we collect from you to perform our contract with you and/or comply with our legal obligations. This means that if you refuse to provide us with any information we request, we may not be able to provide you with the TU services.
We may also receive your personal data from third parties:
we may receive personal data from third parties, such as public or private registries and databases. This includes information that helps us verify your identity, if applicable, information about your spouse and family, and information related to your transactions;
from time to time we will use publicly available information about you from publicly available sources (such as media, online registries and directories) and websites for enhanced due diligence checks, security searches and other purposes related to customer due diligence processes;
we may receive personal data from a third party that is associated with you or cooperates with us, such as business partners, subcontractors, service providers, merchants, etc.;
we may receive personal data from banks or other financial institutions, if personal data is received during payment transactions;
we may receive personal data from other entities with whom we cooperate.
In order to verify your identity, we use the services provided by our partner Ondato (hereinafter - Ondato). The service provider takes a photo or video of your face and ID, which you provide through the mobile application or dedicated website, using the camera. For more information about Ondato, please read their privacy policy.
The "Ondato" solution is used to compare live photos or videos of you and your personal identification document in order to fulfill legal obligations (e.g. to fulfill obligations under the Law on Prevention of Money Laundering and Terrorist Financing and Other Frauds of the Republic of Lithuania). and crime prevention purposes) and risk management obligations.
The result of the facial likeness (match or non-match) will be stored for as long as verification is necessary and for the period required by anti-money laundering laws.
We ensure that the verification of your face likeness is a process of comparing the data obtained during the verification, ie it is a one-time authorization of the user to compare the person's photos with each other. Your face template is not created, saved or stored.
When using Ondato services, personal data is used to determine your identity, because Ondato confirms the identity of the person in the personal document and the identity of the person captured in the photo. This process will allow us to more accurately verify your identity and make the process faster and easier to complete. If you are not satisfied with this method of identification, you can contact us by email at support@mytu.co for another way to identify you.
If you provide your contact information and special consent to us (for example, when you join our service or sign up for our newsletter via our website platform or mobile app), we may use this Personal Data to send you our newsletters and details of other special offers that may be of interest to you based on your previous interactions with us.
If you sign up for our newsletter through our website, you only need to provide your email address. When you sign up for our newsletter through our website, you will receive an email asking you to reconfirm your wish to be contacted (double opt-in). Any additional information is voluntary and will only be used to personalize the newsletter.
By submitting your email address and subsequent confirmation via double opt-in, you agree to receive our newsletter. You can withdraw your consent and opt out of receiving the newsletter at any time by clicking on the unsubscribe link in each newsletter. In addition, you also have the option to unsubscribe in your personal profile under "data protection". If you have further objections, please contact us using the contact details at the end of this policy. We also include web beacons in our HTML email newsletters to count how many newsletters (or certain articles, links, etc.) have been reached, and on the TU website platform to count users who have visited those pages.
If you have consented to us doing so, we will use your email address, telephone number and/or postal address (depending on the marketing method(s) you have chosen) to send you direct marketing communications about our products and services, and our group companies. We will obtain your consent in a way that complies with data protection laws, we will ask for your express consent. You always have the right to opt out of receiving direct marketing communications. If you wish to do so, please follow the instructions in each marketing communication to unsubscribe.
We use your Personal Data to send newsletters, special offers and direct marketing messages.
You can opt-out of direct marketing communications at any time in your user account by contacting support@mytu.co or via the TU app.
You can contact us through our website platform or mobile app, using the "Contact Us" feature, or through TU Customer Service. To contact us, you must provide the following information:
Any additional information provided is voluntary. We use your information to respond to your request.
Please note that TU encourages contact via mobile app chats, website chats or a dedicated email address: support@mytu.co.
On our blog (including social media and website) we may publish articles about banking, financial technology and travel. The blog will allow for public comments. Once the features are available, if you leave a comment, it will be published with the corresponding blog post and your username. Posting comments on our blog is completely voluntary.
When you comment on a blog post, we collect and store the following personal data:
We use this personal data to post comments on the blog page.
TU Services Related to Third Party Providers.
Your personal data may be shared:
Below you will find our most important partners with whom we share your personal data:
We will not transfer your personal data to third-party recipients unless you consent to such data transfer or such transfer is permitted by applicable law.
Our cloud storage provider stores personal data in the EU and EEA, so your information is normally stored in this area. We do not transfer data to third parties. If information is transferred outside the EU/European Economic Area, we will ensure that appropriate safeguards are in place. If your Personal Data is transferred to a country that is not subject to the EU Commission's eligibility decision, the data is adequately protected in accordance with standard contractual terms approved by the EU Commission, the relevant Privacy Shield Certificate or third-party binding rules.
We use the following social media plugins on our website: Facebook, Twitter, LinkedIn, Instagram. The plug-ins can be identified by the social network buttons marked with the logo of the respective social network provider.
We installed these plugins using the so-called 2-click solution. This means that when you browse our website, the providers of these social media plugins will not initially collect personal data. Only by clicking on one of the plug-ins will your Personal Data be transferred: After activating the plug-in, the data is automatically transferred to the respective plug-in provider and stored by them (in the case of US providers, your Personal Data will be stored in the US).
We have no influence on the collected data and the data processing operations performed by the providers, nor do we know the full scope, purposes or retention periods of data collection.
You can find information about the purpose and scope of data collection and their processing by the plug-in provider in the respective data protection policies of these providers, where you will also find more information about your rights and privacy protection options.
Facebook Inc., 1601 S California Ave, Palo Alto, California 94304, USA: https://www.facebook.com/privacy/explanation
Twitter, Inc., 1355 Market St, Suite 900, San Francisco, California 94103, USA; https://twitter.com/privacy.
Instagram LLC., 1601 Willow Road, Menlo Park, CA 94025, USA: https://help.instagram.com/155833707900388
LinkedIn Corporation, 2029 Stierlin Court, Mountain View, California 94043, USA: http://www.linkedin.com/legal/privacy-policy.
We have added a link to our YouTube channel on our website. The videos will be stored at http://www.YouTube.com, operated by YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. Your personal data will not be transferred to YouTube unless you play videos. We have no influence on this data transfer. More information about the processing of personal data in accordance with YouTube's privacy policy can be found at https://www.google.com/intl/lt/policies/privacy/
TU uses cookies to maintain and improve the operation of the TU mobile app and WEB platform. Information about the use of cookies can be found in the Cookie Privacy Policy.
Cookies are small text files that a web server sends to your web browser and stores locally on your computer. The cookie allows the server to uniquely identify the browser on each page. Cookies do not harm your computer and do not contain viruses. We use the following categories of cookies on our website:
Category 1: Strictly necessary cookies
These cookies are necessary for you to move around the website and use its functions. Without these cookies, the services you have requested, such as remembering login data or reserving the data provided, cannot be provided.
Category 2: Performance cookies
These cookies collect information about how people use our website. For example, we use Google Analytics cookies to help us understand how users enter, navigate or use the TU Web Platform and highlight areas for improvement, such as page navigation, ordering experience, and marketing campaigns. The data stored by these cookies never shows any personal data from which your personal identity can be determined.
Category 3: Functional cookies
These cookies remember your choices, such as the country you are visiting our website from, language and search parameters such as number of guests, length of stay, etc. They can then be used to provide you with an experience that is more in line with your preferences and makes your visits more customized and enjoyable.
You can enable or disable cookies by changing the settings in your browser/mobile app. You can also find out how to do this and find more information about cookies at www.allaboutcookies.org. However, if you choose to disable cookies in your browser, you may not be able to perform certain activities on our websites or access certain parts of them properly.
Our website uses Google Analytics, which is a web analytics service provided by the third-party provider Google, Inc. ("Google"). Google Analytics is used to evaluate your use of our website, to prepare reports on website activity and other services related to website activity and internet usage. The information generated by the cookie about your use of the website is usually transmitted to Google and stored on servers in the USA. This transfer is subject to the Google Privacy Shield Certificate and the separate data processing agreement we have concluded with Google: https://support.google.com/analytics/answer/6004245?hl=de&ref_topic=2919631
(information about Google Analytics and data privacy).
We strive to maintain appropriate security standards and have implemented strong technical and organizational measures to protect your Personal Data in accordance with the latest technologies, in particular to protect data from loss, falsification or access by unauthorized third parties. When transmitting highly sensitive Personal Data over the Internet, we use only encrypted transmission routes and comply with the Payment Card Industry Data Security Standards (PCI DSS), which is a set of policies and procedures designed to optimize security. Once we receive your personal data, we will use strict procedures and safeguards to prevent unauthorized access. Third parties (ie external companies) provide us with data processing services and are therefore obliged to comply with our data privacy rules. External service providers are supervised by a data protection officer to ensure compliance with these rules.
We will retain your personal data for as long as it is necessary for the purposes for which your data was collected and processed, including the purposes to comply with legal, regulatory, tax, accounting or reporting obligations. This means that we store your data as much as it is necessary to provide the services and as much as required by the storage requirements in laws and regulations. If the legal acts of the Republic of Lithuania do not provide for the applicable data storage term, we determine it, taking into account the legal purpose of data storage, the legal basis and the principles of legal personal data processing.
The conditions for the storage of personal data for the purposes of personal data processing specified in this privacy policy are as follows:
while your consent is valid, if there are no other legal requirements that must be met when processing personal data;
in the case of concluding and executing contracts - until the contract concluded between you and us is valid and up to 10 years from the end of the relationship between you and us;
personal data collected in fulfillment of obligations under the Law on Prevention of Money Laundering and Terrorist Financing are stored for up to 8 (eight) years in accordance with the procedure established by the Law on Prevention of Money Laundering and Terrorist Financing of the Republic of Lithuania. The storage period can be extended for a period of no longer than 2 (two) years, if there is a reasonable request from the competent authority;
Your personal data submitted through our website or by e-mail are stored as long as necessary to fulfill your request and support further cooperation, but no longer than 6 months from the last day of communication, if there are no legal requirements to keep them longer.
In cases where data storage terms are specified in legal acts, legal acts apply.
We may store your personal data for a longer period when:
it is necessary for us to defend against existing or threatened claims or to enforce our rights or to properly resolve a dispute, complaint or claim;
there is a reasonable suspicion of illegal activity;
required by applicable law;
At the end of the storage period, we will delete and/or reliably and irrevocably depersonalize your data as soon as possible, within a reasonable time required to perform such an action.
You have a number of rights under data protection law. These rights and how you can exercise them are described in this section. We may need to ask you for proof of your identity in order to respond to a request to exercise any of the rights set out in this section, and we may also need to ask you to provide more information, such as helping us locate your personal data to which your request relates.
TU respects the customer's rights to access, manage and control personal data processed by TU. Upon receipt of a customer request to exercise any of the rights listed below, TU will review the customer's request and provide a response promptly and in any event within one month of receipt of the request. This term may be extended if the client's request is complex or due to the volume of received requests, TU cannot prepare a response within the previously set deadline. In such a case, TU informs the client about the extension of the deadline for preparing a response to the client's request and indicates a specific deadline for preparing the response.
We may refuse to comply with your request if an exception set out in the GDPR applies and/or a restriction on the implementation of data subjects and/or your request is manifestly unreasonable or disproportionate. If we refuse to comply with your request, we will give you the reason for such refusal in writing.
When we collect and use your data, you have the right to:
If you make a request to exercise your right to object, if we have compelling legitimate reasons to continue processing your personal data, we may continue to do so. Otherwise, we will stop processing your personal data.
However, if you object to us using the personal data we need to provide the services, we may have to close your payment account because we will not be able to provide the services.
Restricting your personal data means that we only store your personal data and do not further process it unless you consent, or we need to process the data to make a legal claim or to protect a third party or the public.
If you have any further questions about your personal data that has been stored with us, or if you would like to exercise your rights, please contact our Data Protection Officer using the contact details below:
Please note that every data subject has the right to file a complaint with the supervisory authority regarding an alleged violation if the data subject believes that the processing of Personal Data related to him/her violates the GDPR.
An authorized person can submit a request on behalf of the client, if a valid power of attorney is attached to the request.
We take great care to ensure that we protect our customers' personal data in accordance with our legal obligations. If you are not satisfied with how you believe we have processed your personal data, please contact us using the contacts above and we will do our best to resolve your complaint.
If you believe that we have not been able to resolve your complaint, you can complain to the supervisory authority responsible for such a complaint in accordance with GDPR Article 77 in Lithuania: State Data Protection Inspectorate, A. Juozapavičiaus str. 6, 09310 Vilnius, Lithuania, ada@ada.lt
You can apply for a complaint according to the complaint handling procedure established by the State Data Protection Inspectorate, which you can find by clicking on the following link: https://vdai.lrv.lt/lt/veiklos-sritys-1/skundu-nagrinejimas.
More information and details about the procedure for submission of data subject requests can be found in the Data Subject Request Procedure and the Detailed Data Subject Rights Policy.
This privacy policy may be updated periodically. Any changes we make will be posted on the TU website. We will also notify you by email if any significant changes are made. We encourage you to check for any changes we have made at https://mytu.co/legal-documents?document=PP.
Last updated on 10/20/2022
Original version: 2020-09-06